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🇪🇸 - Taxation of cryptocurrencies in Spain

Understanding the taxation of cryptocurrencies in Spain

Updated over 9 months ago

Hello 👋 ,

👉 Spanish taxpayers must file their tax returns annually and include gains and losses from cryptocurrencies.

In Spain, the personal income tax is composed of two categories of income which are also composed of subcategories :

  • The general taxable base (general income) :

    • Income from work,

    • Income from economic activities,

    • Income from gains and loss not deriving from the transfer of assets.

  • The savings taxable base :

    • Income from capital,

    • Income from gains and loss that derive from the transfer of assets.

General taxable base

Savings taxable base

Income from work :

✅ Salaries in crypto.

Income from capital :

✅ Staking gains ;

✅ Liquidity pool gains ;

✅ Lending gains.

Income from economic activities :

✅ Play-to-earn ;

✅ Trading for other ;

✅ Mining gains

Income from gains and loss that derive from the transfert of assets :

✅ Operation crypto-crypto

✅ Operation crypto-stablecoins

✅ Operation crypto-fiat

❌ Purchase crypto with fiat

Income from gains and loss not deriving from the transfert of assets :

✅Airdrops

✅Fork

✅Losses : due theft, bankruptcy or scam

Each sub-category will need to be reported in a specific box in the tax declaration (we have create a specific guide to assist you : here

👉 It will therefore be essential to understand which transactions should be included in the different categories

❗️ The total of each category will be subject to progressive income tax.

General income doesn't have the same tax rates as income from savings.

💡 The progressive income may vary from the different regions of Spain (especially in Catalonia, Madrid and Valencia but also in the different islands). We advise you to contact the tax authorities to obtain the good tax rates.

👉 Tax rates

General taxable base

Savings taxable base

The IRPF brackets for 2022 are as follows, according to annual income:

  • Up to 12,450 euros: 19%.

  • From 12,450 euros to 20,200 euros: 24%.

  • From 20,200 euros to 35,200 euros: 30%.

  • From 35,200 euros up to 60,000 euros: 37%.

  • From 60,000 euros up to 300,000 euros: 45%.

  • More than 300,000 euros: 47%.

For 2022, the table of savings brackets is as follows:

  • Up to 6,000 euros: 19%.

  • From 6,000 euros to 49,999 euros: 21%.

  • From 50,000 euros to 199,999 euros: 23%.

  • From 200.000 euros to 299.99 euros : 27%

  • More than 300,000 euros: 28%.

💡 Personal income tax deductions are estimated by the Treasury with a calculation taking into account different variables: the age of the taxpayer, his family and professional situation, and his salary.

❗️The autonomous communities don't apply the same tax rates or the same scale!

If you live in one of the following Autonomous Communities, contact your administration to find out the tax rates :

  • Andalucía ;

  • Aragón ;

  • Asturias ;

  • Baleares ;

  • Canarias ;

  • Cantabria ;

  • Castilla-La Mancha ;

  • Castilla y León ;

  • Cataluña ;

  • Communidad de Madrid ;

  • Comunidad Valenciana ;

  • Extremadura ;

  • Galicia ;

  • La Rioja ;

  • Murcia.


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If you have any other questions, feel free to contact us via the chat just down the right side of your screen! 💬

Waltio Team 💙

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