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Deposit labels

Updated today

📝 Description

This guide lists the deposit labels available on Waltio for Belgian users following Spanish tax rules. Each label has a specific tax impact on the FIFO calculation and the taxation of your transactions.

👉 AP = Acquisition Price
👉 In Spain, when a passive income deposit impacts the FIFO cost, it is always impacted at market price — that is, an acquisition price equal to the market value at the time of receipt.

⚠️ Warnings

  • The calculation method applicable in Spain is FIFO (First In, First Out).

  • In Spain, when passive income is received, it is considered to have been acquired at its market value on the date of receipt.

  • All deposits must be labelled or matched.

📂 Deposit labels

Label

FIFO impact / Acquisition price

Taxable?

Crypto stock impact

Stock change

Example

No label

AP: Market price of crypto obtained

✅ FIFO integration

❌ Not taxable

⏫ Increase

⚠️ All deposits must be labelled or matched

Masternodes & staking (and farming)

AP: Market price at time of receipt

✅ FIFO integration

✅ Savings taxable base (Capital income)

⏫ Increase

Staking gain of 0.3 ETH valued at €300 on receipt. ▶️ AP: €300. ▶️ Taxable base: €300

CFD gain

AP: Market price at time of receipt

✅ FIFO integration

✅ Savings taxable base (Transfer income)

⏫ Increase

CFD gain valued at €400 on receipt. ▶️ AP: €400. ▶️ Taxable base: €400

Mining gain

AP: Market price at time of receipt

✅ FIFO integration

✅ General taxable base (Income from economic activities)

⏫ Increase

Mining gain of 1 ETH valued at €1,000 on receipt. ▶️ AP: €1,000. ▶️ Taxable base: €1,000

Play2Earn gain

AP: Market price at time of receipt

✅ FIFO integration

✅ General taxable base (Income from economic activities)

⏫ Increase

Play-to-earn gain of 1 EMY valued at €1,000 on receipt. ▶️ AP: €1,000. ▶️ Taxable base: €1,000

Liquidity withdrawal

AP: Market price at time of receipt ⚠️ Modifies the initial AP of the crypto deposited in the LP

✅ FIFO integration

❌ Not taxable

⏫ Increase

Buy 1 ETH for €1,000. Deposit 1 ETH in LP. Withdraw 1.5 ETH valued at €2,500 on receipt. ▶️ AP: €2,500

ICO token reception

AP: Market price at time of receipt

✅ FIFO integration

❌ Not taxable

⏫ Increase

Reception of 100 EMY valued at €1,000 on receipt. ▶️ AP: €1,000

Cashback

AP: Market price at time of receipt

✅ FIFO integration

✅ Savings taxable base (Capital income)

⏫ Increase

Cashback of 0.01 BNB valued at €10 on receipt. ▶️ AP: €10. ▶️ Taxable base: €10

Airdrop

AP: Market price at time of receipt

✅ FIFO integration

✅ General taxable base (Non-transfer income)

⏫ Increase

Receipt of 1 EMY airdrop valued at €100. ▶️ AP: €100. ▶️ Taxable base: €100

Fork

AP: Market price at time of receipt

✅ FIFO integration

✅ General taxable base (Non-transfer income)

⏫ Increase

Fork receipt valued at €100. ▶️ AP: €100. ▶️ Taxable base: €100

Other gains

AP: Market price at time of receipt

✅ FIFO integration

✅ Savings taxable base (Capital income)

⏫ Increase

⚠️ Should not exist: everything must be labelled

Salary

AP: Market price at time of receipt

✅ FIFO integration

✅ General taxable base (Income from work)

⏫ Increase

Receipt of 0.5 BTC as salary valued at €5,000. ▶️ AP: €5,000. ▶️ Taxable base: €5,000

Swap

AP: Market price of the crypto obtained

✅ FIFO integration

❌ Not taxable (the sale is taxable)

⏫ Increase

Buy 1 BTC for €15,000. Sell 1 BTC for 10 ETH (1 ETH = €2,000). ▶️ AP 10 ETH: €20,000

Crypto purchase (in fiat)

AP: Purchase price

✅ FIFO integration

❌ Not taxable

⏫ Increase

Buy 1 BTC for €10,000. ▶️ AP: €10,000

Scam

AP: €0 – Not taken into account

❌ No FIFO impact

❌ Not taxable

⏸ No change

Scam valued at €1,000,000. ▶️ AP: €0

Transfer between accounts

AP: Initial AP of the transferred crypto

❌ No FIFO impact

❌ Not taxable

⏫ Increase

Buy 1 ETH on Binance for €1,000. Transfer to Metamask (1 ETH = €3,000 at that moment). ▶️ AP: €1,000

Unstaking

AP: Initial AP of the crypto put in staking

❌ No FIFO impact

❌ Not taxable

⏸ No change

Buy 1 ETH for €1,000. Put in staking. Unstake (value at that moment: €3,000). ▶️ AP: €1,000

Donation (received)

AP: Fiat value of the donation on the date of receipt

✅ FIFO integration

❌ Not taxable

⏫ Increase

Receipt of 1 BTC donation valued at €20,000 on receipt. ▶️ AP: €20,000

Loan

AP: Loan amount on the date of receipt

✅ FIFO integration

❌ Not taxable

⏫ Increase

Borrow 0.5 BTC valued at €4,000 on receipt. ▶️ AP: €4,000

Collateral repayment

AP: Initial AP of the crypto put as collateral

❌ No FIFO impact

❌ Not taxable

⏸ No change

Buy 10 ETH for €8,000. Deposit as collateral. Retrieve collateral (value at that moment: €15,000). ▶️ AP: €8,000

💡 Additional information

  • If you use the "Transfer between accounts" label, you must add it to the withdrawal and the deposit. Example: you send 1 ETH from your Binance account to your Metamask account. You have a withdrawal on Binance and a deposit on Metamask: both transactions must be labelled "Transfer between accounts".

  • To label your transactions, go to My transactions.

  • For more information on Spanish cryptocurrency taxation, see the dedicated article in your Help Center.

  • To understand the LIFO and FIFO calculation methods, see the article Calculation methods.

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